All Cards
visaclassiccredit
Federal Bank Imperio Credit Card
Federal Bank
shoppingonline
Annual Fee
FREE
Joining Fee
Nil
Base Reward
1% points
Foreign Markup
3.5%
Interest Rate
0.69% Monthly (8.28% Yearly)
Welcome Benefits
Amazon Pay Vouchers Worth ₹400
Product Highlights
- Lifetime free credit card
- Complimentary domestic airport lounge access
Rewards
Earn 3 Reward Points for every ₹150 spent on groceries and health care categories, 2 Reward Points for every ₹150 spent on utility categories like bill payments, and 1 Reward Point for every ₹150 spent on other categories.
Redemption
1 Reward Point is Valued at ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
grocery | 3%(3 Reward Points for every ₹150) | No cap |
utilities | 2%(2 Reward Points for every ₹150) | No cap |
other | 1%(1 Reward Point for every ₹150) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Amazon | 3 Reward Points for every ₹150 | online |
Benefits & Features
Domestic: 2 Complimentary Domestic Lounge Access Every Quarter Available to all users of this card irrespective of spending.
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup3.5%
Interest Rate0.69% Monthly (8.28% Yearly)
Cash Advance2.5% of Amount Withdrawn or ₹500 Whichever is Higher
Redemption Fee₹99 Per Redemption Request
Eligibility
Available Networks
visamastercard
Pros & Cons
Pros
- The card is a lifetime free credit card
- The card is available on the Visa and Mastercard networks
Cons
- The card unfortunately does not provide complimentary international airport lounge access
- The card includes limited lifestyle perks
Partner Merchants
Amazon