SBI MILES Credit Card
SBI Card
Annual Fee
₹1,499
Joining Fee
₹1,499 + GST
Base Reward
1% points
Foreign Markup
3% of the amount transacted.
Fee Waiver
Annual Fee is Reversed on Spending ₹6 Lakhs
Interest Rate
3.75% per month
Welcome Benefits
Get 1,500 Travel Credits on spending ₹30,000 within 60 days of issuance.
Product Highlights
- Earn Travel Credits on every purchase
- Complimentary airport lounge access
Rewards
Earn 2 Travel Credits for every ₹200 spent on travel expenses and 1 Travel Credit for every ₹200 spent on other purchases.
Redemption
Travel Credits can be converted into air miles, hotel points, travel bookings, or catalog products.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 1%(2 Travel Credits for every ₹200 spent on travel) | No cap |
other | 0.5%(1 Travel Credit for every ₹200 spent on other expenses) | No cap |
Benefits & Features
Domestic: 4 complimentary domestic airport lounge access per year. (2 visits per quarter.) International: Complimentary Priority Pass Membership for international lounge access. (Available for the first two years.) Access to 1000+ airport lounges worldwide with the complimentary Priority Pass Membership.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- 2 complimentary domestic airport lounge access per quarter
- Spend-based reversal on annual spends of ₹6 lakhs
Cons
- No offers on movies or dining
- No insurance benefits provided
Additional Info
Travel Credits are valid for two years.
Maximum monthly benefit under the fuel surcharge waiver is ₹250.
Excluded Categories