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rupayclassiccredit
IndianOil RBL Bank XTRA Credit Card
RBL Bank
fuel
Annual Fee
₹1,500
Joining Fee
₹1,500 + GST
Base Reward
7.5% points
Foreign Markup
3.5%
Fee Waiver
Annual Fee Waiver on Spends of ₹2.75 Lakh
Interest Rate
2.5% to 3.99% Per Month
Welcome Benefits
3,000 Fuel Points upon realization of the joining charge and making a transaction of ₹500 or more within the first 30 days of card issuance.
Product Highlights
- High return of 7.5% on fuel purchases
- Fuel points worth up to 250 liters of free petrol annually
Rewards
Earn 15 Fuel Points/₹100 spent at IndianOil stations and 2 Fuel Points/₹100 on other eligible spends.
Redemption
1 Fuel Point = ₹0.50 When Redeemed at IndianOil Outlets
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
fuel | 7.5%(15 Fuel Points/₹100 on Fuel Purchases) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| IndianOil | 15 Fuel Points/₹100(Maximum 2,000 Fuel Points per month) | offline |
Benefits & Features
1% Fuel Surcharge Waiver Upto ₹200 Each Month
Fees & Charges
Annual Fee₹1,500
Joining Fee₹1,500 + GST
Fee WaiverAnnual Fee Waiver on Spends of ₹2.75 Lakh
Foreign Markup3.5%
Interest Rate2.5% to 3.99% Per Month
Cash Advance2.5% of the Cash Amount or a Minimum of ₹500
Redemption Fee₹99 + GST
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- High return of 7.5% on fuel purchases
- 3,000 Fuel Points as welcome benefit
Cons
- No airport lounge access
- Limited benefits compared to other fuel credit cards
Additional Info
Many users have reported issues with redeeming Fuel Points at IndianOil outlets.
A maximum of 2,000 Fuel Points can be earned in a month.
Excluded Categories
railwaysrentalsutilitieswalletgovernment transactions
Partner Merchants
IndianOil