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Canara VISA Gold Credit Card
visagoldcredit

Canara VISA Gold Credit Card

Canara Bank

shoppingonline

Annual Fee

FREE

Joining Fee

Nil

Base Reward

2% points

Foreign Markup

3% on Forex Transactions

Interest Rate

2.5% per month

Product Highlights

  • Upto 50 days of interest free credit
  • Easy EMI Conversion through Canara ai1 app
  • Domestic & International Acceptance

Rewards

2 Points per every ₹100/- spent on POS/ E-Commerce.

Redemption

Cashback or Goods Purchase through (www.canararewardz.com)

Benefits & Features

1% of transaction value with minimum fee of ₹10 + applicable taxes. Maximum of ₹100 for the billing month.

Fees & Charges

Annual FeeFREE
Joining FeeNil
Foreign Markup3% on Forex Transactions
Interest Rate2.5% per month
Cash Advance3% of transaction amount subject to a minimum of ₹30

Eligibility

Min Income (Salaried)

3,00,000

Available Networks

visa

Pros & Cons

Pros

  • Zero Annual, Joining and Enrolment Fee
  • 2 Points per every ₹100/- spent on POS/ E-Commerce
  • Lowest Forex Markup Fee among Peer Banks

Cons

  • Cash-Withdrawal Limit is 50% of Credit Limit or ₹50,000, whichever is lower
  • Inactivity Fee of ₹150 if annual turnover is less than ₹25,000