All Cards
rupaybasiccredit
RBL Bank Monthly Treats Credit Card
RBL Bank
diningshoppingonline
Annual Fee
₹600
Joining Fee
₹50 + GST
Base Reward
2% points
Foreign Markup
3.5% on the conversion amount
Fee Waiver
Waived on ₹3,000 monthly spend
Interest Rate
3.99% per month
Product Highlights
- 2 reward points on every ₹100 spent online
- 1 reward point on every ₹100 spent offline
- 10% cashback on groceries after ₹3,000 spend
- 10% cashback on Swiggy, BookMyShow after ₹5,000 spend
Rewards
Earn 2 reward points on every ₹100 spent on online purchases and 1 reward point on every ₹100 spent on offline purchases. Get 10% cashback on groceries, Swiggy, BookMyShow, and utility bill payments based on monthly spends.
Redemption
1 RP = ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
grocery | 10%(10% CashBack) | No cap |
other | 10%(10% CashBack on Swiggy, BookMyShow, utility bill payments) | No cap |
Benefits & Features
1% waived on ₹500-₹4,000 transactions
Fees & Charges
Annual Fee₹600
Joining Fee₹50 + GST
Fee WaiverWaived on ₹3,000 monthly spend
Foreign Markup3.5% on the conversion amount
Interest Rate3.99% per month
Cash Advance2.5% on withdrawal amount, min ₹300
Redemption Fee₹99 per redemption request
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- 2 reward points on online purchases
- 10% cashback on groceries
- 1% fuel surcharge waiver
Cons
- Monthly fee of ₹50
- Limited to Rupay network
Additional Info
Maximum cashback capped at ₹100 for each category.
Excluded Categories
fuel
Partner Merchants
SwiggyBookMyShow