Axis Bank Shoppers Stop Credit Card
Axis Bank
Annual Fee
₹1,000
Joining Fee
₹1,000 + GST
Base Reward
1% cashback
Foreign Markup
3.5% (plus tax)
Fee Waiver
Waived on ₹1L annual spend
Interest Rate
3.75% per month
Welcome Benefits
First Citizen Reward Points Worth ₹300, Shoppers Stop Vouchers Worth ₹2,250, and Complimentary Shoppers Stop Golden Glow Membership
Product Highlights
- 5% CashBack on select merchants
- Complimentary lounge access
- Complimentary Shoppers Stop First Citizen Club Golden Glow membership
- No redemption fee for points
Rewards
Earn 20 First Citizen points for every ₹200 spent at Shoppers Stop (Private Labels). Points are redeemable at Shoppers Stop and Homestop.
Redemption
The points are redeemable at the Shoppers Stop store (online/ offline) and Homestop.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 5%(5% CashBack Online) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Amazon | 5% CashBack | online |
| Flipkart | 5% CashBack | online |
| Shoppers Stop | 5% CashBack | offline |
| EazyDiner | 15% instant discount(up to ₹500 per month) | online |
Benefits & Features
Domestic: 4 complimentary visits per quarter via DreamFolks (Min ₹2L quarterly retail spend required) International: 2 per year via Priority Pass (Available from year 2 onwards) Full lounge access description
Fees & Charges
Eligibility
Min Age
18 years
Max Age
70 years
Available Networks
Pros & Cons
Pros
- High reward rate on shopping
- Complimentary lounge access
- No redemption fee
- Renewal fee waiver on spending of ₹1 lakh or more in the previous year
Cons
- Annual fee applicable
- Spending criteria for lounge access
- No airport lounge access
- Reward points limited to Shoppers Stop outlets
Additional Info
Important note 1
Note 2
Max reward cap of ₹500 per month on EazyDiner discounts.
Excluded Categories