All Cards
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Landmark Rewards SBI Credit Card
SBI Card
shopping
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
10% points
Foreign Markup
3.5%
Interest Rate
3.75% per month
Welcome Benefits
2,000 bonus reward points worth ₹500
Product Highlights
- 10 Reward Points per ₹100 spent at Landmark stores
- 2,000 bonus Reward Points on joining
Rewards
Earn 10 Reward Points per ₹100 spent at online and retail Landmark stores like Lifestyle, Home Centre, SPAR, Max, Baby Shop, and EasyBuy. Earn 5 Reward Points per ₹100 spent on dining and movies. Earn 1 Reward Point per ₹100 spent on other retail purchases.
Redemption
4 Reward Points = ₹1. Redeem Points at Lifestyle, Home Centre, SPAR, Max, Baby Shop, and EasyBuy.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 10%(10 Reward Points/₹100) | No cap |
dining | 5%(5 Reward Points/₹100) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Lifestyle | 10 Reward Points/₹100 | offline |
| Home Centre | 10 Reward Points/₹100 | offline |
| SPAR | 10 Reward Points/₹100 | offline |
| Max | 10 Reward Points/₹100 | offline |
| Baby Shop | 10 Reward Points/₹100 | offline |
| EasyBuy | 10 Reward Points/₹100 | offline |
| Dining and Movies | 5 Reward Points/₹100 | offline |
Benefits & Features
1% waiver on fuel transactions between ₹500 and ₹3,000
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Foreign Markup3.5%
Interest Rate3.75% per month
Cash Advance2.5% or ₹500 (whichever is higher)
Redemption Fee₹99 + GST if redeeming less than 1,000 Reward Points
Eligibility
Available Networks
visamastercardrupay
Pros & Cons
Pros
- Attractive welcome benefits
- Higher reward points on Landmark spends
- Affordable fee structure
Cons
- Limited redemption options at Landmark stores
- Lower value for statement credit
Additional Info
Reward points can mainly be redeemed at Landmark stores
Limited flexibility for redemption options
Excluded Categories
fuel
Partner Merchants
LifestyleHome CentreSPARMaxBaby ShopEasyBuy