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visasignaturecredit
Axis Bank Pride Signature Credit Card
Axis Bank
travelshopping
Annual Fee
₹500
Joining Fee
Nil
Base Reward
4% points
Foreign Markup
3.5% of the forex transactions
Fee Waiver
Waived on exceeding spends of ₹40,000 in the preceding year
Interest Rate
3.75% per month
Welcome Benefits
N/A
Product Highlights
- Unique color theme with shades of Indian Tricolor
- 8 EDGE REWARD Points on every spend of ₹200
- Discount of 15% at partnered restaurants
- Complimentary access to domestic lounges up to 2 times in a quarter
Rewards
You earn 8 EDGE REWARD Points for every ₹200 spent. A discount of 15% or more on dining at over 4,000 premium partner restaurants in India.
Redemption
1 EDGE REWARD Point = ₹0.20 against statement
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
dining | 15%(15% discount at partner restaurants) | No cap |
Benefits & Features
Domestic: 2 complimentary visits per quarter (Available every calendar quarter) International: N/A (N/A) Full lounge access description not provided
Fees & Charges
Annual Fee₹500
Joining FeeNil
Fee WaiverWaived on exceeding spends of ₹40,000 in the preceding year
Foreign Markup3.5% of the forex transactions
Interest Rate3.75% per month
Cash Advance2.5% of the withdrawn amount, min ₹500
Eligibility
Min Age
18 years
Max Age
70 years
Available Networks
visamastercardrupay
Pros & Cons
Pros
- Annual charge can be waived if you spend at least ₹40,000 in the card anniversary year
Cons
- Higher interest rates compared to other defense credit cards
Additional Info
Exclusive for Indian Defence Personnel
Max waiver of ₹400 per month on fuel surcharge
Excluded Categories
utilitieseducationinsurancegovernment serviceswalletrentfuel
Partner Merchants
Over 4,000 premium partner restaurants