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rupayclassiccredit
Fibe Axis Bank RuPay Credit Card
Axis Bank
shoppingonline
Annual Fee
FREE
Joining Fee
Nil
Base Reward
3% cashback
Foreign Markup
3.5% of the Transaction Amount
Interest Rate
3.6% per month
Product Highlights
- Lifetime free credit card
- Numberless credit card for added security
- UPI enabled for seamless transactions
Rewards
Earn 3% cashback on entertainment, food delivery, and commute. Enjoy 15% off up to ₹500 at over 1000 restaurants with the Axis Bank Dining Delights Program.
Redemption
Direct Cashback
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
entertainment | 3%(3% Cashback) | No cap |
other | 1%(1% Cashback on all other spends) | No cap |
Benefits & Features
Domestic: 4 complimentary domestic lounge access every year. (One access each quarter.) Full lounge access description not provided.
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup3.5% of the Transaction Amount
Interest Rate3.6% per month
Cash Advance2.5% of the Transaction Amount or a Minimum of ₹500
Eligibility
Min Age
18 years
Max Age
70 years
Available Networks
rupay
Pros & Cons
Pros
- Make seamless UPI transactions with this credit card.
- Enjoy 3% cashback on entertainment, commute, and food delivery.
Cons
- No welcome benefits are provided with this card.
- This card offers an introductory cashback on a few categories.
Additional Info
Maximum cashback amount = ₹1500 in a statement cycle.
Excluded Categories
cash withdrawalwallet reloadsfuel spendspurchase of gift cardsEMI transactionsrental paymentsinsurance paymentsgovernment service payments
Partner Merchants
Axis Bank Dining Delights Program