Titan SBI Credit Card
SBI Card
Annual Fee
₹2,999
Joining Fee
₹2,999 + GST
Base Reward
6% points
Foreign Markup
3.5% of the Transaction Amount
Fee Waiver
Spend-Based Waiver On Spends of ₹3 Lakh
Interest Rate
3.75% Per Month (45% Per Annum)
Welcome Benefits
12,000 Reward Points (Worth ₹3,000)
Product Highlights
- Exclusive discounts on Titan brands
- Free international and domestic lounge access
Rewards
Earn up to 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. All non-Titan expenditures shall get 6 Reward Points per ₹100 spent.
Redemption
Redeem for a Wide Range of Titan Vouchers
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 7.5%(7.5% Cashback on Titan Brands) | No cap |
other | 6%(6 Reward Points/₹100 Spent for All Non-Titan Spends) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| World of Titan | 7.5% Cashback(₹10,000/Per Quarter) | offline |
| Taneira | 7.5% Cashback(₹10,000/Per Quarter) | offline |
| Titan Eye+ | 7.5% Cashback(₹10,000/Per Quarter) | offline |
| Helios | 7.5% Cashback(₹10,000/Per Quarter) | offline |
| Fastrack | 7.5% Cashback(₹10,000/Per Quarter) | offline |
| Skinn | 7.5% Cashback(₹10,000/Per Quarter) | offline |
| Irth | 7.5% Cashback(₹10,000/Per Quarter) | offline |
| Sonata | 7.5% Cashback(₹10,000/Per Quarter) | offline |
| Caratlane | 5% Cashback(₹10,000/Per Quarter) | offline |
| Mia | 5% Cashback(₹10,000/Per Quarter) | offline |
| Zoya | 5% Cashback(₹10,000/Per Quarter) | offline |
| Tanishq | 3% Gift Voucher(₹25,000/Per Quarter) | offline |
Benefits & Features
Domestic: 8 Visits in a Year (Max 2 Each Quarter) International: 4 Visits in a Year (Max 2 Each Quarter) Free Lounge Access with Priority Pass Membership
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- Ideal for high net worth individuals
- Offers savings at premium Titan brands
- Milestone benefits available
Cons
- No dining or movie benefits
- Focused mainly on Titan purchases
Additional Info
Cashback is usually transferred within 2 days of statement generation.
Cashback earned shall not expire.
Excluded Categories