BOBCARD Tiara Credit Card
Bank of Baroda
Annual Fee
₹2,499
Joining Fee
₹2,499 + GST
Base Reward
3% points
Foreign Markup
2%
Fee Waiver
Spend ₹25,000 in the First 60 Days of Card Issuance for Reversal of Joining Fees. Annual Fee Waiver on Spends of ₹2.5 Lakh in a Year
Interest Rate
3.25% per month
Welcome Benefits
Free Swiggy One (3 Months), FitPass Pro, Amazon Prime/Disney Hotstar and Gaana Plus Memberships
Product Highlights
- 5X Reward Points on dining, travel, and international spends
- Low Forex markup charge of 2%
- Complimentary memberships like FitPass Pro and Swiggy One
Rewards
15 Reward Points for every ₹100 spent on Travel, Dining, and International spends. 3 Reward Points for every ₹100 on all other eligible spends.
Redemption
1 Reward Point = ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
dining | 15%(15 Reward Points/₹100) | No cap |
travel | 15%(15 Reward Points/₹100) | No cap |
other | 3%(3 Reward Points/₹100 on All Other Eligible Spends) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Swiggy | 15 Reward Points/₹100 | online |
| Big Basket | 15 Reward Points/₹100 | online |
| BookMyShow | 15 Reward Points/₹100 | online |
| Myntra | 15 Reward Points/₹100 | online |
| Nykaa | 15 Reward Points/₹100 | online |
| Flipkart | 15 Reward Points/₹100 | online |
| Lakmē Salon | 15 Reward Points/₹100 | online |
Benefits & Features
Domestic: Unlimited Domestic Airport Lounge Access (Spends of ₹40,000 in the Previous Quarter) International: N/A Unlimited domestic lounge visits on spends of ₹40,000 in the previous quarter.
Fees & Charges
Eligibility
Min Income (Self-Employed)
₹7,20,000
Available Networks
Pros & Cons
Pros
- Accelerated reward points for international spends
- Competitive Forex markup charge compared to others
Cons
- No international airport lounge access
Additional Info
The card is tailored for women with unique benefits.
Spending requirements for waivers and benefits are achievable.
5,000 Reward Points cap per statement cycle for accelerated points.
Excluded Categories