All Cards
visaclassiccredit
BPCL SBI Credit Card
SBI Card
fueldiningshopping
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
0.25% points
Foreign Markup
3.5% of the transaction amount
Fee Waiver
Renewal fee is waived off on a minimum spend of ₹50,000 in an anniversary year.
Interest Rate
3.75% per month
Welcome Benefits
2,000 Reward Points Worth ₹500
Product Highlights
- 2,000 Activation Bonus Reward Points worth ₹500 on payment of joining fee.
- 1 Reward Point per ₹100 spent with the card on non-fuel transactions.
- 5X Reward Points on departmental stores, groceries, dining, and movie spends.
- 13X Reward Points on fuel spends at BPCL filling stations.
Rewards
Earn 13 Reward Points on every ₹100 spent on fuel purchases at BPCL stations, 5 Reward Points on every ₹100 spent on groceries, departmental stores, dining, and movies.
Redemption
4 Reward Points = Re. 1 against statement balance, gift vouchers on sbicard.com or SBI mobile app.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
fuel | 3.25%(13X Reward Points) | No cap |
dining | 1.25%(5X Reward Points) | No cap |
grocery | 1.25%(5X Reward Points) | No cap |
shopping | 1.25%(5X Reward Points) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| BPCL | 13X Reward Points(Maximum 1,300 Reward Points per billing cycle) | offline |
Benefits & Features
5X Reward Points on movie and dining spends.
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Fee WaiverRenewal fee is waived off on a minimum spend of ₹50,000 in an anniversary year.
Foreign Markup3.5% of the transaction amount
Interest Rate3.75% per month
Cash Advance2.5% of the withdrawn amount, subject to a minimum charge of ₹500
Redemption Fee₹99 + GST
Eligibility
Available Networks
visa
Pros & Cons
Pros
- Great reward points on fuel transactions at BPCL petrol pumps.
- Low joining cost of ₹499.
Cons
- No domestic or international lounge access.
- No insurance benefits provided.
Additional Info
Max 5,000 Reward Points per month at an accelerated rate.
Partner Merchants
BPCL