All Cards
visaplatinumcredit
IDBI Bank Imperium Platinum Credit Card
IDBI Bank
shopping
Annual Fee
₹499
Joining Fee
Nil
Base Reward
1.33% points
Foreign Markup
3.5% of the conversion amount
Fee Waiver
Renewal fee waiver on spends of Rs. 75,000 in a year
Interest Rate
2.9% per month
Welcome Benefits
Up to 800 Bonus Delight Points
Product Highlights
- 500 Welcome bonus Delight points on the spending of Rs 1500 within 30 days of card issuance
- 300 Welcome bonus Delight points on the spending of Rs 1500 between 31 to 90 days of card issuance
- 2 Delight Points on every Rs 150 spent shopping, movies, and traveling
Rewards
You get 2 Delight points on every Rs 150 spent on shopping, movies, and traveling using your IDBI Bank Imperium Platinum credit card.
Redemption
1 Reward Point = ₹0.25 redeemable on IDBI Delight Reward Portal
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 1.33%(2 Delight Points on every Rs 150 spent) | No cap |
Benefits & Features
1% Waiver on Fuel Transactions Between ₹400 and ₹4,000
Fees & Charges
Annual Fee₹499
Joining FeeNil
Fee WaiverRenewal fee waiver on spends of Rs. 75,000 in a year
Foreign Markup3.5% of the conversion amount
Interest Rate2.9% per month
Cash Advance2.5% on the withdrawal amount subject to a minimum charge of Rs 500
Redemption Fee₹100 per redemption request
Eligibility
Min Age
18 years
Available Networks
visa
Pros & Cons
Pros
- Up to 800 Bonus Delight Points on spending
- 2 Delight Points on every Rs 150 spent
Cons
- Annual fee of ₹499 + GST
- No fuel surcharge waiver