All Cards
rupayclassiccredit
SBM ZET Credit Card
fintech
diningshopping
Annual Fee
FREE
Joining Fee
Lifetime Free
Base Reward
15% points
Foreign Markup
2.49%
Interest Rate
3.5% Per Month or 42% Per Annum
Product Highlights
- Lifetime Free
- Easy Application Process
- UPI-enabled RuPay Credit Card
- Earn Interest on Fixed Deposits Up to 7%
- Low Forex Charge of 2.4%
Rewards
Earn 5% rewards on Amazon, 8% rewards on Flipkart, 20% rewards on Myntra, and enjoy up to 20% off on Swiggy, Zomato, and BookMyShow.
Redemption
1 ZET Coin = ₹0.20 (for Cash Conversion). 1 ZET Coin = ₹0.25 (for Vouchers)
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Amazon | 5% Rewards | online |
| Flipkart | 8% Rewards | online |
| Myntra | 20% Rewards | online |
| Swiggy | 20% Off | online |
| Zomato | 20% Off | online |
| BookMyShow | 20% Off | online |
Benefits & Features
Up to 20% off on Swiggy, Zomato, and BookMyShow
Fees & Charges
Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup2.49%
Interest Rate3.5% Per Month or 42% Per Annum
Cash Advance3.5% of the Amount Withdrawn or ₹300 (Whichever is Higher)
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- Lifetime free card
- No income proof required
- Quick credit building
- Link with UPI apps
Cons
- Minimum fixed deposit of ₹5,000 required
- Penalty of ₹499 if card is canceled within the first six months
Additional Info
Minimum fixed deposit of ₹5,000 required
Penalty of ₹499 if card is canceled within the first six months
Partner Merchants
SwiggyZomatoBookMyShowMyntraFlipkartAmazon