HDFC Bank Diners Club Black Credit Card
HDFC Bank
Annual Fee
₹10,000
Joining Fee
₹10,000 + GST
Base Reward
3.33% points
Foreign Markup
2% + GST
Fee Waiver
Waiver of renewal fee on spending ₹5,00,000 in the previous year.
Interest Rate
1.99% per month (or 23.88% annually)
Welcome Benefits
Complimentary Club Marriott, Swiggy One (3 months), MakeMyTrip Black Gold Tier, Amazon Prime & Times Prime Subscription on Spending ₹1,50,000 or More in the First 90 Days of Card Issuance.
Product Highlights
- 5 Reward Points for every ₹150 spent.
- 10X Reward Points on select brands.
- Unlimited lounge access at 1,000 plus airport lounges in India and abroad.
Rewards
5 Reward Points on every spend of ₹150. 10x Reward Points on SmartBuy and 2x Reward Points on weekend dining.
Redemption
Redeem Points for Flight/Hotel Bookings, Against Cash, or Convert Them to Airmiles.
Benefits & Features
Domestic: Unlimited complimentary access to the domestic lounges. International: Unlimited complimentary access to the international lounges. Unlimited complimentary lounge access for all cardholders.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- Unlimited complimentary domestic and international lounge access.
- 10x Reward Points on SmartBuy portal.
- Complimentary subscriptions including Amazon Prime, Club Marriott, Swiggy One, MMTBLACK, Times Prime.
Cons
- High annual fee of ₹10,000.
- Minimum retail spend of ₹1.5 lakhs required for welcome benefits.
Additional Info
The validity period of reward points is 3 years from the date of the transaction.
A maximum of 5,000 Reward Points can be earned per month on insurance transactions.
Reward Points earned on Utility, Telecom, and Grocery transactions are capped at a maximum of 2,000 points per month.
Excluded Categories