Axis My Zone Credit Card
Axis Bank
Annual Fee
FREE
Joining Fee
Lifetime Free (Limited Time Only)
Base Reward
0.4% points
Foreign Markup
3.5% of the transaction amount
Interest Rate
3.75% Per Month (55.55% Per Annum)
Welcome Benefits
Free SonyLiv Subscription Worth ₹1,499
Product Highlights
- Complimentary SonyLiv Premium annual subscription as a joining benefit.
- 4 EDGE Points per ₹200 spent with the Axis Bank My Zone Credit Card.
- Discount on Swiggy of ₹120 per order (minimum order value of ₹500 required).
Rewards
Earn 4 EDGE Points for every ₹200 spent. 1 EDGE Point = ₹0.20. Buy One Get One Free on movie tickets via District app. Flat ₹120 off on food delivery at Swiggy on orders of ₹500 and above.
Redemption
EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
other | 0.4%(4 EDGE Points per ₹200 spent) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| District by Zomato | Buy One Get One Free(Max benefit of ₹200 per month) | online |
| Swiggy | Flat ₹120 Off(Minimum order of ₹500 required) | online |
| EazyDiner | 15% Off(Minimum order of ₹1500 required) | offline |
| AJIO | Up to ₹1,000 Off(Minimum spends of ₹2,999 required) | online |
Benefits & Features
Domestic: 1 Complimentary Lounge Access Every Quarter (Minimum spend of ₹50,000 in the previous quarter required for activation.) Complimentary lounge access once every quarter. Minimum spend of ₹50,000 in the previous quarter required for eligibility. New cardholders are exempt from this spend requirement for the first three months.
Fees & Charges
Eligibility
Min Age
18 years
Max Age
70 years
Available Networks
Pros & Cons
Pros
- Incredibly beneficial for moviegoers with excellent one-plus-one deals on bookings with District by Zomato.
- Great discounts on Swiggy orders with coupon code 'Axis 120'.
Cons
- Free airport lounge access requires a minimum spend of ₹50,000 in the previous quarter.
- No Reward Points for spends on movie ticket booking.
Additional Info
Important: Complimentary SonyLiv membership is renewed every year on spending a minimum of ₹1.5 lakhs in an anniversary year.
New cardholders are exempt from the minimum spend criteria for lounge access for the first three months.
No EDGE Rewards will be earned on movie, fuel, wallet reloads, insurance, education, government-related, and EMI transactions.
Excluded Categories