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RBL Platinum Delight Credit Card
visaplatinumcredit

RBL Platinum Delight Credit Card

RBL Bank

shoppingonline

Annual Fee

₹1,000

Joining Fee

₹1,000 + GST

Base Reward

2% points

Foreign Markup

Up to 3.5% on all foreign currency spends

Fee Waiver

Waived on ₹2L annual spend

Interest Rate

Up to 3.99% per month

Welcome Benefits

4,000 Reward Points on card setup

Product Highlights

  • 4,000 Reward Points welcome gift
  • 2 Reward Points on every ₹100 spent on weekdays
  • 2x Reward Points on weekends
  • 1% fuel surcharge waiver
  • Spend-based annual fee waiver

Rewards

Earn 2 Reward Points on every ₹100 spent on weekdays and 4 Reward Points on every ₹100 spent on weekends.

Redemption

1 Reward Point = ₹0.25 against hotel/flight bookings, mobile recharges, shopping vouchers, and other lifestyle products.

Benefits & Features

1% fuel surcharge waiver on all transactions between ₹500 and ₹4,000.

Fees & Charges

Annual Fee₹1,000
Joining Fee₹1,000 + GST
Fee WaiverWaived on ₹2L annual spend
Foreign MarkupUp to 3.5% on all foreign currency spends
Interest RateUp to 3.99% per month
Cash Advance2.5% of the amount withdrawn or ₹500 (whichever is higher)
Redemption Fee₹99 + GST

Eligibility

Available Networks

visamastercardrupay

Pros & Cons

Pros

  • High reward points on weekend spending
  • Waiver on annual fee with spending
  • Bonus points for frequent usage

Cons

  • No rewards on fuel, railways, utilities, insurance, wallet reloads, rentals, and miscellaneous payments
  • Redemption fee applies

Additional Info

Maximum limit capped for reward accumulation in a month is 1,000 reward points.

Excluded Categories

fuelrailwaysutilitiesinsurancewallet reloadsrentalsmiscellaneous payments