Axis Bank Reserve Credit Card
Axis Bank
Annual Fee
₹50,000
Joining Fee
₹50,000 + GST
Base Reward
1.5% points
Foreign Markup
1.5% of the transaction amount
Fee Waiver
Renewal fee waived off on a minimum expenditure of ₹35 lacs in the preceding 12 months
Interest Rate
3% per month (or 42.58% annually)
Welcome Benefits
15,000 EDGE Reward Points on Card Activation
Product Highlights
- 15,000 bonus Edge Reward Points as a welcome benefit.
- 2X Reward Points on all international spends.
- Lower mark-up fee of 1.5% on foreign currency transactions.
- Unlimited domestic and international airport lounge access.
Rewards
Earn 15 EDGE Points for every ₹200 spent with the card, and 30 EDGE Points on international spends.
Redemption
Axis Bank Edge Reward Points can be redeemed for instant vouchers and exclusive products on the bank’s Edge Rewards redemption portal.
Benefits & Features
Domestic: Unlimited domestic airport lounge access (Available for both primary and add-on card holders) International: Unlimited international airport lounge access every year (Complimentary Priority Pass membership) Unlimited complimentary lounge access at domestic and international airports.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- Over 50 complimentary golf rounds with this card.
- Unlimited domestic and international lounge access.
Cons
- High joining fee of ₹50,000 may not be affordable for everyone.