All Cards
visabasiccredit
IndusInd Legend Credit Card
IndusInd Bank
shopping
Annual Fee
FREE
Joining Fee
Nil
Base Reward
0.5% points
Foreign Markup
1.8% + GST
Interest Rate
3.95% per month
Welcome Benefits
N/A
Product Highlights
- Lifetime free credit card with no annual charges.
- 1 Reward Point per ₹100 spent on weekdays.
- 2 Reward Points per ₹100 spent on weekends.
- 3,000 bonus Reward Points under the milestone benefits.
- Lower foreign currency markup fee of 1.8%.
Rewards
1 Reward Point for every ₹100 spent on weekdays and 2 Reward Points for every ₹100 spent on weekends. Earn 3,000 bonus Reward Points on achieving a spend of ₹5 lakhs or more within one year.
Redemption
1 RP = ₹0.50 for Redemption Against Cash Credit
Benefits & Features
Buy One Get One Free (BOGO) on movie ticket bookings via BookMyShow, up to ₹200 (once each month).
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup1.8% + GST
Interest Rate3.95% per month
Cash Advance2.5% of the Transaction Amount (Minimum Charge of ₹300)
Redemption Fee₹149 + GST
Eligibility
Min Age
18 years
Available Networks
visa
Pros & Cons
Pros
- Lifetime free credit card with no annual charges.
- Earn 3,000 bonus Reward Points on achieving a spend of ₹5 lakhs or more.
- Low Forex markup charge of 1.8%.
Cons
- Only one BOGO offer per month.
- No dining offers provided.
- Airport lounge access has been removed.
Additional Info
Maximum of 5,000 reward points for Cash Credit per statement cycle.
Excluded Categories
fuelutility billsrental paymentseducation institution feesgovernment chargesinsurance payments
Partner Merchants
BookMyShow