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YES Bank Wellness Plus Credit Card
visaclassiccredit

YES Bank Wellness Plus Credit Card

Yes Bank

travelwellness

Annual Fee

₹1,499

Joining Fee

₹1,499 + GST

Base Reward

6% points

Foreign Markup

3.5% on all international spends.

Interest Rate

3.80% per month (45.60% annually)

Product Highlights

  • 12 complimentary fitness sessions every month
  • Complimentary preventive health checkups through the app

Rewards

You get 30 Reward Points per ₹200 spent on pharmaceutical/chemist stores. You get 6 Reward Points per ₹200 spent on any other purchases. You get 1000 Reward Points on every successful registration on YES PayNow.

Redemption

The Reward points are redeemable on Yes Rewardz, 1 RP = ₹0.25 when redeeming against hotel and flight bookings, and 1 RP = ₹0.10 for redemption against product catalogue, gift vouchers, etc.

Benefits & Features

Domestic: 8 complimentary access to domestic lounges annually (2 per quarter). Full lounge access description not provided.

Fees & Charges

Annual Fee₹1,499
Joining Fee₹1,499 + GST
Foreign Markup3.5% on all international spends.
Interest Rate3.80% per month (45.60% annually)
Cash Advance2.5% of the amount withdrawn or ₹300 (whichever is higher).
Redemption Fee₹100

Eligibility

Min Age

21 years

Max Age

60 years

Min Income (Salaried)

20,000

Available Networks

visamastercardrupay

Pros & Cons

Pros

  • 30 Reward Points per ₹200 spent on pharmaceutical/chemist stores
  • 6 Reward Points per ₹200 spent on other purchases
  • 1000 Reward Points on YES PayNow successful registrations

Cons

  • No annual fee waiver
  • Joining fee of ₹1,499 + GST

Additional Info

Available only in select cities: Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi & NCR, Hyderabad, Jaipur, Kolkata, Mumbai, Pune, Thane, Navi Mumbai.