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visasignaturecredit
Air India SBI Signature Credit Card
SBI Card
travel
Annual Fee
₹4,999
Joining Fee
₹4,999 + GST
Base Reward
4% miles
Foreign Markup
3.5% of the amount transacted
Interest Rate
3.75% per month
Welcome Benefits
20,000 Maharaja Points once you have paid the joining fee
Product Highlights
- 20,000 Maharaja Points welcome benefit
- Complimentary membership of Air India Frequent Flyer program
- Anniversary gift of 5,000 Reward points every year
Rewards
Earn 10 Maharaja Points for every ₹100 spent on Air India and 4 Maharaja Points for every ₹100 spent on other eligible spends.
Redemption
1 Reward point = 1 AirMile
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 10%(10 Maharaja Points/₹100 on Air India spends) | No cap |
other | 4%(4 Maharaja Points/₹100 for other spends) | No cap |
Benefits & Features
Domestic: 8 complimentary visits per year (2 visits per quarter) International: N/A (N/A) Complimentary membership of the Air India Frequent Flyer program - Flying Returns.
Fees & Charges
Annual Fee₹4,999
Joining Fee₹4,999 + GST
Foreign Markup3.5% of the amount transacted
Interest Rate3.75% per month
Cash Advance2.5% or ₹500 (whichever is higher)
Redemption Fee₹99 + GST
Eligibility
Available Networks
visa
Pros & Cons
Pros
- Earn 10 Maharaja Points/₹100 on Air India spends
- 8 complimentary domestic lounge visits per year
- Insurance cover against lost card
Cons
- High annual fee of ₹4,999 + GST
- No complimentary international lounge access
Additional Info
This card has been discontinued and no new applications are being accepted.