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IndusInd Bank Signature Visa Credit Card
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IndusInd Bank Signature Visa Credit Card

IndusInd Bank

travel

Annual Fee

FREE

Joining Fee

₹50,000 + GST

Base Reward

1.5% points

Foreign Markup

3.5% on all foreign currency transactions.

Interest Rate

3.83% per month (45.96 per annum)

Welcome Benefits

Get a luxurious stay at any of the best Oberoi hotels.

Product Highlights

  • One complimentary stay at Oberoi hotels
  • Get 1.5 Reward Points for every spend of ₹100
  • Buy one get 1 free offer on booking movie tickets through BookMyShow
  • Get complimentary Priority Pass Membership
  • Get 2 complimentary lounge visits per quarter
  • Get 1 complimentary golf game each month at selected golf courses
  • 1% fuel surcharge waiver

Rewards

You earn 1.5 Reward Points for every ₹100 spent on all purchases. You earn 0.75 Reward Points on every ₹100 spent on utility and insurance categories. No reward points will be earned on fuel transactions.

Redemption

1 Reward Point = ₹1 against cash credit; 1 Reward Point = 1 InterMile; 1 Reward Point = 1 CV Point.

Benefits & Features

Domestic: 2 complimentary domestic lounge access every quarter. Complimentary domestic lounge access every quarter.

Fees & Charges

Annual FeeFREE
Joining Fee₹50,000 + GST
Foreign Markup3.5% on all foreign currency transactions.
Interest Rate3.83% per month (45.96 per annum)
Cash Advance2.5% or ₹300 (whichever is higher)
Redemption Fee₹100

Eligibility

Available Networks

visa

Pros & Cons

Pros

  • High reward rate of 1.5 points on all spends
  • Complimentary movie tickets
  • Complimentary golf sessions
  • Priority Pass membership for lounge access

Cons

  • High joining fee of ₹50,000
  • No reward points on fuel transactions

Additional Info

Excluded Categories

fuel

Partner Merchants

BookMyShow
IndusInd Bank Signature Visa Credit Card — Benefits, Rewards & Fees | Ri8Lane | Ri8Lane