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IndiGo Axis Bank Credit Card
Axis Bank
travelshopping
Annual Fee
₹799
Joining Fee
₹1,200 Voucher
Base Reward
1% air miles
Foreign Markup
3.5%
Interest Rate
3.75% per month
Welcome Benefits
1,200 IndiGo BluChips welcome voucher
Product Highlights
- Entry-level variant among IndiGo co-branded cards
- Accelerated rewards on IndiGo bookings
- Quarterly domestic lounge visit
- Travel benefits with IndiGo
- 5% CashBack on IndiGo bookings
Rewards
3 IndiGo BluChips per ₹100 spent on IndiGo channels, 2 IndiGo BluChips per ₹100 spent on grocery & dining categories, 1 IndiGo BluChip per ₹100 spent on all other eligible spends.
Redemption
IndiGo BluChips can be redeemed on IndiGo flights.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 3%(3 IndiGo BluChips Per ₹100 Spent On IndiGo Channels) | No cap |
grocery | 2%(2 IndiGo BluChips Per ₹100 Spent On Grocery & Dining) | No cap |
other | 1%(1 IndiGo BluChip Per ₹100 Spent On All Other Eligible Spends) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| IndiGo | 3 IndiGo BluChips Per ₹100 Spent | online |
Benefits & Features
Domestic: 1 Domestic Lounge Visit Per Quarter (Spend-based access) Domestic lounge access is spend-based with this card.
Fees & Charges
Annual Fee₹799
Joining Fee₹1,200 Voucher
Foreign Markup3.5%
Interest Rate3.75% per month
Cash Advance2.5% of transaction amount (Minimum ₹500)
Eligibility
Available Networks
visamastercardrupay
Pros & Cons
Pros
- Affordable credit card with a joining and annual fee of ₹799 + GST
- Earns BluChips on spends for frequent IndiGo travelers
- 5% CashBack on IndiGo bookings
- Welcome voucher of ₹1,200
Cons
- Domestic airport lounge access is spend-based
- No international airport lounge access
Additional Info
Excluded Categories
Government ServicesInsurance ServicesUtility ServicesRental PaymentsWalletFuelJewelry
Partner Merchants
IndiGo